Invalidity pension
The aim of a pension is to cover basic living costs. If the pension is not sufficient to cover these expenses, the pension claimant is entitled to supplementary benefits.
If rehabilitation and reintegration measures do not achieve their aim or they fail to do so fully, the IV/AI office will begin the process of determining whether the person concerned is entitled to an IV/AI pension.
To qualify for an IV/AI pension:
- lyour capacity to work or perform everyday activities is not restored, maintained or improved by all reasonable rehabilitation measures;
- your capacity to work has fallen on average to 40% over one year;
- your capacity to work has remained at 40% or less for more than one year (12-month waiting period).
Entitlement to an IV/AI pension begins no earlier than six months after a claim has been submitted to the IV/AI. It is therefore important to apply to the IV/AI as soon as the health impairment is severe enough to qualify for IV measures.
Calculating the degree of invalidity
The degree of invalidity determines the IV/AI pension rate.
A person whose degree of invalidity is 40% or less is entitled to a 25% IV/AI pension.
For degrees of invalidity in the 40–49% range, special pension rates apply.
The pension rate for individuals with a degree of invalidity in the 50–69% will correspond exactly to their degree of invalidity (for example, a person whose degree of invalidity is 52% is entitled to a pension rate of 52%).
A person with a degree of invalidity of 70% or over will be entitled to a total IV pension.