Occupational benefit provision (2nd pillar/LPP), which is jointly financed through employer and employee contributions, is a supplementary insurance scheme. The benefits it provides in the event of old age, invalidity or death supplement the benefits disbursed by the AVS/AI scheme. Occupational benefit provision includes all measures that are taken on a collective basis to ensure that the elderly, surviving dependants and the disabled in receipt of AVS/AI benefits are able to maintain in an appropriate manner the standard of living they enjoyed prior to the occurrence of the insured event of old-age, death or invalidity.
Switzerland’s old-age insurance system: A tried-and-tested system – in simple terms
This brochure is designed to provide you with basic information on Switzerland's old-age insurance system. It focuses on the first pillar, OASI, and on the second, occupational pension insurance, but also provides a brief summary of the third pillar, voluntary private provision.
The first line of contact for insured persons with questions about Occupational pension funds are the compensation funds. Free information about pension funds are available on the following website:
