Old-age and survivors' insurance (OASI) is the cornerstone of the Swiss social insurance system. It grants pensions of two basic types: old age pensions to people of retirement age, and so called survivors' pensions to spouses or dependent children of a deceased insured person. Old-age pensions should enable their beneficiaries to retire with a considerable measure of financial autonomy. Survivors' pensions aim to ensure that families already burdened by the death of a close family member are spared financial hardship.
Switzerland’s old-age insurance system: A tried-and-tested system – in simple terms
This brochure is designed to provide you with basic information on Switzerland's old-age insurance system. It focuses on the first pillar, OASI, and on the second, occupational pension insurance, but also provides a brief summary of the third pillar, voluntary private provision.
Information for insured persons
The first line of contact for insured persons with questions about Swiss Old Age and Survivors’ Insurance, invalidity insurance, income compensation allowances, supplementary benefits and family allowances are the compensation funds and IV Offices:
We compiled a list of the answers to the most frequently asked questions on the following page:
Last modification 21.06.2018